Oh no! You walk downstairs and find water seeping in through the basement walls or floor. Your socks are soaked, and you're wondering what to do.
Does home warranty cover basement leaks? Home warranties generally do not cover repairs for basement leaks caused by foundation cracks, failed waterproofing, or drainage issues. Home warranties may cover repairs to interior plumbing and sump pumps that could contribute to basement flooding, but not the root external causes leading to water intrusion.
Curious to learn a bit more about basement leaks and home warranties? Keep reading, friend.
There are a few common causes for basement leaks:
So, in summary - concrete cracks, faulty waterproofing, bad drainage, high groundwater, and leaky pipes are usually the culprits for those annoying basement leaks.
Now that we know why basements leak, does your home warranty provide any protection? Let's take a look at what key systems a warranty may or may not cover:
So, in summary - home warranties only cover repairs to certain home systems, like interior plumbing lines and sump pumps. They do NOT address foundation failures, waterproofing, or drainage that cause basement flooding and leaks.
Since your home warranty probably won't swoop in for the rescue, what should you do about a leaky basement? Here are some tips:
While a basement leak can dampen your spirits, taking the right steps to diagnose, repair, and protect your basement can dry things up. And who knows - maybe you'll luck out and find a lucky penny or two during cleanup!
As we've discussed here, home warranties provide limited coverage when it comes to basement leaks and flooding. They mainly cover interior systems repairs only. For issues with your foundation, waterproofing, drainage, and actual water damage, you'll need to take additional measures to fix and protect your home. But hey, look on the bright side - at least you'll get your sump pump repaired! With some quick action, you can keep your basement dry and get back to enjoying this extra living space. Here's to staying high and dry!
About Basement Waterproofing of Rhode Island
For decades Basement Waterproofing of Rhode Island has provided top-tier assistance for all basement systems in the local area. From leaks to crumbling foundations, there's no project too challenging for our team of professional contractors. Please call (401) 496-9426 to schedule a FREE estimate.
Is coverage different for a basement foundation vs. a slab foundation?
Home warranties typically exclude coverage for both basement and slab foundations, as they are considered part of the home's structure rather than systems. While warranties may cover interior plumbing repairs regardless of foundation type, they do not address external water infiltration issues for either basements or slabs.
What damage is covered under warranty?
Most home warranties only cover repairs due to normal wear and tear of home systems, like appliances, plumbing, and electrical. Home warranties typically exclude coverage for water or flood damage to the home's structure and belongings, even if the flooding originated from a covered system failure.